

ABOUT BYOE
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Who We Are
BYOE (Be Your Own Economy) empowers individuals to take ownership of their financial future using alternative passive income programs, strategic partnerships, and diversified investment pathways. With access to over 2,000 lending and financial partners, BYOE provides the tools, education, and opportunities needed to build both monthly income and legacy wealth.

To help investors—both accredited and non-accredited—participate in simple, scalable, and proven passive income ventures that create long-term financial independence.

Our Mission


What Makes BYOE Different
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Exclusive partnerships with 2,000+ lenders, investors, and business solution providers
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Real alternative income streams including multifamily syndication, transportation assets, equipment rentals, and more
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Complete transparency + real coaching + real results
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Designed for new and experienced investors


Meet the Founder: Bernard Borges
Bernard brings 20 years of experience in financial services, backed by a Bachelor of Arts in Marketing, a track record as a top-producing industry leader, and a proven ability to generate results.
Founder Highlights:
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Top producer & record holder
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Sold over $100,000 in one month
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Coaches and mentors 100+ individuals
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Owns and operates an active business trust
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Expert in strategic partnerships, credit education, and passive income structure




We offer Credit Health Consulting — meaning we:
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Evaluate your current personal & business credit profile
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Provide education, steps, and guidance on exactly what to fix
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Connect you with specialists, tools, and multiple trusted sources to get credit in position for funding
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Teach you how to maintain long-term credit health




TIER 1 OPPORTUNITIES
(Low-to-mid entry cost. Fastest time to cash.)





TIER 2 OPPORTUNITIES
(Mid-level investment with strong recurring revenue potential.)



TIER 3 OPPORTUNITIES
(Advanced Wealth-Building Opportunities)
Our highest-level investment tier focuses on long-term, scalable, and asset-backed projects designed for investors seeking larger returns, greater equity participation, and multi-year wealth strategies.






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